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Ergo vs CBDCs
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vs
C

Ergo vs CBDCs

Money Without Masters vs Programmable Control

Privacy by Design

Sigma Protocols for privacy vs total surveillance capability

Censorship Resistance

Permissionless transactions vs freezable, controllable money

No Expiration

Your money doesn't expire vs programmable expiration dates

Self-Custody

You hold your keys vs bank-controlled accounts

Feature Comparison

FeatureErgoCBDCs
Consensus
PoW (Autolykos v2, GPU-friendly)
Centralized (permissioned)
Launch & Distribution
Fair launch: No ICO, no premine, no VC
100% central bank controlled
State / Accounting Model
eUTXO (Programmable UTXO)
Account-based (centralized ledger)
Smart Contracts
ErgoScript + Sigma Protocols
Programmable restrictions
L1 Privacy
Programmable privacy (Sigma Protocols)
Full surveillance
Demurrage / Storage Rent
Storage rent on inactive boxes (~4+ years)
N/A (centralized)
MEV Resistance
MEV-aware design (eUTXO + local ordering)
N/A (no open market)
Fees & Finality
~$0.01 fees; ~2 min blocks; stable PoW finality
No fees (but full control)
Light Clients
NiPoPoWs (trustless, ~1MB proofs)
N/A (centralized)
Censorship Resistance
Strong (PoW, no validators to pressure)
None (fully censorable)
Native Assets
Native L1 tokens (no wrapper contracts)
Single currency only

indicates advantage in that category. Last updated: 2025-11-26

Deep Dive

Surveillance vs Privacy

CBDCs give central banks complete visibility into every transaction. They can track, analyze, and profile all spending. Ergo's Sigma Protocols enable privacy by default, with selective disclosure only when users choose.

Ergo Advantage

Financial privacy is a human right. Ergo protects it; CBDCs eliminate it.

Programmable Control

CBDCs can be programmed with spending restrictions, expiration dates, geographic limits, and approved merchant lists. Your money becomes a tool of control. Ergo's programmability serves users, not authorities.

Ergo Advantage

Smart contracts that empower users, not restrict them.

Financial Sovereignty

With CBDCs, your money exists at the pleasure of the central bank. It can be frozen, seized, or devalued at will. Ergo enables true self-custody where only you control your funds.

Ergo Advantage

Not your keys, not your coins. Ergo ensures your keys, your coins.

Related Articles

The Ergo Manifesto: Ergonomic Money for Everyone

The foundational vision of Ergo Platform by Kushti - creating decentralized financial tools that empower ordinary people. A manifesto for true peer-to-peer economic freedom.

Nov 14, 202510 min read

Ergo And Sigma Protocols: The Next Step In Blockchain Privacy

As first-gen privacy coins see a resurgence of activity, Ergo's composable zero-knowledge signatures offer new options for compliant confidentiality.

Dec 4, 20259 min read

Sigma Protocols Explained (Without A PhD)

A plain-English guide to Sigma Protocols – the powerful, flexible zero-knowledge cryptography that powers Ergo's privacy and smart contracts.

Dec 1, 202510 min read

Related Infographics

Ergo vs CBDCs: Control vs Sovereignty

Ergo vs CBDCs: Control vs Sovereignty

Infographic contrasting self-custodied programmable money on Ergo with centrally controlled CBDCs across ownership, privacy, censorship and monetary policy.

Ergo vs Major L1s – Feature Checklist

Ergo vs Major L1s – Feature Checklist

Side-by-side matrix for Bitcoin, Ethereum, Cardano, Monero, Zcash, Solana, a typical VC chain, CBDCs and Ergo across consensus, launch, privacy, storage rent, MEV and more.

Where Ergo Fits Among Major Chains

Where Ergo Fits Among Major Chains

Scatterplot comparing Ergo, Bitcoin, Ethereum, Monero, Cardano, Solana, CBDCs and typical VC chains across launch model, programmability, DeFi and privacy.

What We're Fighting Against

What We're Fighting Against

Layered view of the financial repression stack and how Ergo answers with censorship-resistant settlement, open programmability and privacy on demand.

Frequently Asked Questions

More Comparisons

Bvs BitcoinEvs EthereumCvs CardanoMvs MoneroZvs ZcashSvs SolanaVvs VC-Funded ChainsKvs KaspaRvs RavencoinLvs LitecoinAvs AvalancheAvs Algorand

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