General
Beginner
Updated 11/26/2025
What is
CBDC?
CBDC — цифровая валюта центрального банка; потенциально может включать контроль и программируемые ограничения.
CBDC (Central Bank Digital Currency) — цифровая форма национальной валюты, выпускаемая центральным банком. Дизайн CBDC может включать расширенный мониторинг и программируемые правила использования, что вызывает дискуссии о приватности, цензуре и финансовой свободе. Конкретные свойства зависят от реализации.
Key Points
- Цифровая валюта, выпускаемая центральным банком
- Свойства зависят от дизайна и закона
- Возможны мониторинг и программируемые ограничения
- Тема тесно связана с приватностью и свободой денег
Use Cases
1
Цифровые расчёты в государственной валюте
2
Программируемые выплаты (зависит от реализации)
3
Финмониторинг и комплаенс‑сценарии
Technical Details
CBDCs are typically built on permissioned blockchains or centralized databases controlled by central banks. They enable programmable money (expiring currency, spending restrictions) and complete surveillance. Ergo's Sigma Protocols and decentralized PoW provide the opposite: privacy and censorship resistance.
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Frequently Asked Questions
Questions about CBDC
Common questions about this topic
How to get started with Ergo?
Start by getting a wallet (Nautilus for browser, Terminus for mobile). Back up your seed phrase securely offline. Get some ERG from an exchange (Gate.io, KuCoin) or DEX (Spectrum). Make a test transaction. Then explore: try DeFi on Spectrum, check out NFTs, or dive into the technology if you're a builder.
How-to
Getting Started
Is Ergo a good investment?
This is not financial advice. Ergo has strong fundamentals: fair launch (no VC dump risk), innovative technology (eUTXO, Sigma Protocols, NiPoPoWs), active development, and a cypherpunk ethos. It's a smaller market cap project with higher risk/reward than established chains. Research thoroughly, understand the technology, and never invest more than you can afford to lose.
Comparison
Getting Started
What can I do with Ergo?
Ergo supports a full ecosystem: trade on Spectrum DEX, use SigmaUSD stablecoin, mix transactions with ErgoMixer, collect NFTs on SkyHarbor, mine with GPUs, lend/borrow on DuckPools, bridge to other chains via Rosen, and build dApps with ErgoScript. It's a complete platform for decentralized finance and applications.
Explainer
Getting Started
How to escape financial repression with Ergo?
Ergo provides tools for financial sovereignty: self-custody with no third parties, censorship-resistant transactions via PoW, optional privacy with Sigma Protocols, and programmable money without permission. Unlike VC-backed chains, Ergo has no central authority that can freeze funds or comply with sanctions. Your keys, your coins, your freedom.
Solution
Philosophy